Based on a credit score of 740 and above and subject to Wayne Bank's credit policy.  Other rates and terms available.  Annual Percentage Rate (APR) shown is accurate as of September 3, 2019 and is subject to change.  A 3.40% APR, 60 month Home Equity Loan cost $18.15 per month per $1000 borrowed.  Minimum loan amount is $10,000 in new money.  Advertised rate assumes loan to value is no higher than 80%, payment is by auto draft from a Wayne Bank checking account.  Title insurance may be required.  Limited to PA and NY properties only.  Other restrictions may apply. Ask for details. NMLS #462082 **Borrower will reimburse lender for waived bank fees and lender paid 3rd party charges, if loan is paid off within 36 months of origination. NY borrowers will subject to NY state mortgage tax. See Rates! Call Today!