Currently all Wayne Bank offices are open during normal business hours
with safety measures in place to protect our customers and employees during
the COVID-19 Pandemic. Click here for additional information.

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Cash Reserve

When your checking account comes up a bit short, Cash Reserve provides an extra "cushion" via an unsecured personal revolving line of credit, which provides overdraft protection on your checking account. Credit lines from $1,000 to $10,000 are available upon approval of your credit application. The annual fee for this service is just $20.